{"id":1321,"date":"2017-08-25T03:00:47","date_gmt":"2017-08-25T08:00:47","guid":{"rendered":"http:\/\/kerryaclark.com\/?p=1321"},"modified":"2017-08-24T15:18:23","modified_gmt":"2017-08-24T20:18:23","slug":"plan-to-save-and-you-will","status":"publish","type":"post","link":"https:\/\/www.kerryaclark.com\/blog\/plan-to-save-and-you-will\/","title":{"rendered":"Plan To Save And You Will"},"content":{"rendered":"<p>I must be careful when I write not to imply that what I&#8217;m sharing is the best way to run your life, your business. \u00a0The overall goal of <a href=\"http:\/\/kerryaclark.com\/familyplan\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Family Plan<\/a>\u00a0is to encourage you to have a plan. \u00a0You can&#8217;t base your life, your business on someone else&#8217;s. \u00a0In other words, you can&#8217;t copy the life, the business, of another and think that will work for you. \u00a0It won&#8217;t. \u00a0You have your own way of doing life that&#8217;s your business.<\/p>\n<p><strong><div class=\"su-note\"  style=\"border-color:#c7ced4;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#E1E8EE;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note\"  style=\"border-color:#e5e5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFFFF;border-color:#ffffff;color:#000000;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><a href=\"https:\/\/www.kerryaclark.com\/blog\/familyplan\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Family Plan Binder<\/a><a href=\"https:\/\/www.kerryaclark.com\/blog\/familyplan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-1025\" src=\"https:\/\/i0.wp.com\/kerryaclark.com\/blog\/wp-content\/uploads\/2017\/04\/Family-Plan-Cover-e1493399146525.png?resize=115%2C149\" alt=\"\" width=\"115\" height=\"149\" \/><\/a> is available now! <p><\/p>\nOur team has worked very hard putting it together. We designed it to help you and your family move the needle forward in making your life your business. \nFind out more about the Family plan <a href=\"https:\/\/www.kerryaclark.com\/blog\/familyplan\/\" target=\"_blank\" rel=\"noopener noreferrer\">here.<\/a><\/div><\/div><\/div><\/div><\/strong><\/p>\n<p><strong>Do I Need to Save? Do You?<\/strong><\/p>\n<p style=\"text-align: center;\">\u201c<em><a href=\"http:\/\/bible.com\/116\/pro.6.6-8.nlt\" target=\"_blank\" rel=\"noopener noreferrer\">Take a lesson from the ants, you lazybones. Learn from their ways and become wise! Though they have no prince or governor or ruler to make them work, they labor hard all summer, gathering food for the winter.<\/a><\/em>\u201d &#8211; Proverbs<\/p>\n<p>In this post, I want to take a minute to get you to think about what you and your family need to do with your retirement and life&#8217;s savings. \u00a0You need to save. \u00a0Everyone knows that, but most don&#8217;t simply because they don&#8217;t know how. \u00a0There are ways that can make this easy for you. \u00a0I&#8217;ll give you three that we&#8217;ve used.<\/p>\n<ul>\n<li><span style=\"color: #0000ff;\">401k, IRA&#8217;s and other retirement options.<\/span> \u00a0Most of us who are employed have 401k benefits. \u00a0This mean the company will help you put money aside for your future, your retirement days. \u00a0Most companies have a matching process. \u00a0For the amount you put in, they will match up to a certain percentage. \u00a0This is what one of my H.R. friends calls <strong>free money<\/strong>. \u00a0If you do something for yourself like save for your future, the company gives you extra money to put away. \u00a0Regardless, a 401k account, comes out of your paycheck prior to you receiving money in hand or bank. \u00a0It&#8217;s an easy way to save.<\/li>\n<li><span style=\"color: #0000ff;\">Pension.<\/span> \u00a0Most people don&#8217;t have a pension plan. \u00a0This type of retirement\/future savings is becoming rare, but if it&#8217;s available you should consider it. \u00a0At least begin to plan how you can participate and to study the pros &amp; cons of a savings plan.<\/li>\n<li><span style=\"color: #0000ff;\">Plain ole&#8217; do-it-yourself-savings.<\/span> \u00a0Maybe you are one of the more fortunate individuals who has the discipline and financial margin to save. \u00a0I think this one is key because if you&#8217;re disciplined to do this one, the rest are a piece of cake.<\/li>\n<\/ul>\n<p>As I think about it, let me make the distinction, saving and investing are not the same. \u00a0This all depends on how you choose to do your savings and\/or your investing. \u00a0It&#8217;s your life, your business; you get to decide. \u00a0Regardless of where you are in the savings process, take the time at least annually to review what you&#8217;re doing and determine how it is impacting your overall plan. \u00a0There must be a goal, a destination in mind in order for you to want to participate.<\/p>\n<p>Today is Friday!<br \/>\nSaving is important, but, to me, what&#8217;s more important? \u00a0You reaching your goal. \u00a0Just because you are saving for your retirement and future, it doesn&#8217;t mean you can&#8217;t or won&#8217;t ever be able to use it. \u00a0Sometimes you&#8217;ll have to use your savings and it&#8217;s okay, just as long as it keeps you moving in sync with your plans. \u00a0This is a plan to get you to a destination. \u00a0It&#8217;s a road map to keep you on course for the life you&#8217;ve designed and desire.<\/p>\n<p><strong>Question:<\/strong> What&#8217;s your savings plan and what method are you using? \u00a0<strong>Leave a comment below or\u00a0<a href=\"mailto:Reply-to@kerryaclark.com?Subject=Plan To Save And You Will\" target=\"_blank\" rel=\"noopener noreferrer\">click here<\/a>\u00a0to email me (or\u00a0<a href=\"http:\/\/ctt.ec\/OaA8G\" target=\"_blank\" rel=\"noopener noreferrer\">tweet me<\/a>).<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I must be careful when I write not to imply that what I&#8217;m sharing is the best way to run your life, your business. \u00a0The overall goal of The Family Plan\u00a0is to encourage you to have a plan. \u00a0You can&#8217;t base your life, your business on someone else&#8217;s. \u00a0In other words, you can&#8217;t copy the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1324,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22],"tags":[],"class_list":{"0":"post-1321","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-accounting","8":"entry"},"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.kerryaclark.com\/blog\/wp-content\/uploads\/2017\/08\/20170825-TIF-Blog-Plan-To-Save-And-You-Will-1.png?fit=760%2C360&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4jb7V-lj","_links":{"self":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/comments?post=1321"}],"version-history":[{"count":1,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1321\/revisions"}],"predecessor-version":[{"id":1323,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1321\/revisions\/1323"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media\/1324"}],"wp:attachment":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media?parent=1321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/categories?post=1321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/tags?post=1321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}