{"id":1556,"date":"2017-12-01T03:00:24","date_gmt":"2017-12-01T09:00:24","guid":{"rendered":"http:\/\/kerryaclark.com\/?p=1556"},"modified":"2020-04-14T10:03:36","modified_gmt":"2020-04-14T15:03:36","slug":"when-you-pay-is-in-your-control","status":"publish","type":"post","link":"https:\/\/www.kerryaclark.com\/blog\/when-you-pay-is-in-your-control\/","title":{"rendered":"When You Pay Is In Your Control"},"content":{"rendered":"

On Paper We Do Have Enough \u2013 Part 5<\/span><\/h2>\n

Allow me to remind you of what the biggest problem<\/a> is to paying bills, the imbalance of paydays to bill-days. \u00a0The reason we know this is because we\u2019ve been there. \u00a0Let me say this, you can\u2019t name a financial situation or crisis that Pamela and I have not experienced. \u00a0It\u2019s actually through these experiences that we developed these tools, strategies, and answers to becoming better at managing our financial obligations.<\/span>
\n<\/span>
\n<\/span>The imbalance of paydays to bill-days causes a significant problem for all normal people. \u00a051% or better struggle in this area which means you are not alone. \u00a0No one likes to admit it. \u00a0I understand because we were there. \u00a0Take a look at the image below to get a picture of what we mean by imbalance of payday to bill-pay.<\/span>
\n<\/span>
\n<\/span>\"\"<\/span><\/p>\n

We discussed this one big problem<\/a> in a previous post<\/a>, but today we will look at this normal imbalance and discuss what we can control and what we can not.<\/span><\/p>\n

Bill-days are hard to control.<\/b>
\n<\/b>It\u2019s very difficult to get all your bill due dates to align on your scheduled paydays. \u00a0Even if you were able to get the majority, there are a few that just aren\u2019t flexible. \u00a0So making your bill-days bend to you is a hard, nearly impossible feat. \u00a0So why bother, especially if another solution exists?<\/span><\/p>\n

When we pay our bills is in our control.<\/b>
\n<\/b>You might not think this is a true statement, but when you pay your bills is in your control. \u00a0No bill collector can put a gun to your head to make you pay on or by a certain date. \u00a0Of course you know this already. \u00a0If this were the case there would be no late payments. \u00a0So if when you pay is in your control, why not use this to your advantage? \u00a0What an uncommon thought!<\/span><\/p>\n

Here\u2019s what you should do to take control.<\/b>
\n<\/b>What if you spread your bills evenly across the number of paydays you have? \u00a0Let\u2019s say you have $800 in bills for the entire month. \u00a0The goal is to spread the $800 across the number paydays. \u00a0Say it\u2019s two, then you need to manage $400 in bills per payday. \u00a0Accomplishing this will keep two problems from occurring:<\/span><\/p>\n

    \n
  1. \n
      \n
    1. You won\u2019t run out of money for yourself by trying to pay them all at once.<\/span><\/li>\n
    2. You won\u2019t run the risk of spending unnecessary money and running short of bill money by month\u2019s end.<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n

      I know you have tons of questions, but one of the most frequently asked when I suggest splitting the bills is what happens with those large ones that take up most of one payday? \u00a0You split it. \u00a0If you didn\u2019t know this, I can\u2019t think of any businesses that wouldn’t take multiple payments. \u00a0They might not like it but if you submit a payment they more than likely will process it no matter the amount. \u00a0Give it a shot.<\/span><\/p>\n

      Today is Friday!<\/span>
      \n<\/span>What could be possible for you if you took control of       the one problem most bill payers face<\/a>? \u00a0Could your financial disposition turn around? \u00a0What I do know is this. \u00a0If you do the same things you\u2019ve been doing, you\u2019ll continue to have the very same results. \u00a0Next week we will provide an example on how to spread your bills across your paydays and give tips our how to create your very own bill-pay cheat sheet.<\/span><\/p>\n

      Question:<\/strong> What questions do you have regarding this normal imbalance of payday to bill-pay? \u00a0Leave us a comment below.<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

      On Paper We Do Have Enough \u2013 Part 5 Allow me to remind you of what the biggest problem is to paying bills, the imbalance of paydays to bill-days. \u00a0The reason we know this is because we\u2019ve been there. \u00a0Let me say this, you can\u2019t name a financial situation or crisis that Pamela and I […]<\/p>\n","protected":false},"author":2,"featured_media":1563,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,47,60],"tags":[],"class_list":{"0":"post-1556","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-accounting","8":"category-on-paper-we-do-have-enough","9":"category-payday","10":"entry"},"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.kerryaclark.com\/blog\/wp-content\/uploads\/2017\/12\/20171201-TIF-Blog1-On-Paper-We-Do-Have-Enough-%E2%80%93-Part-5.png?fit=760%2C360&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4jb7V-p6","_links":{"self":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/comments?post=1556"}],"version-history":[{"count":8,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1556\/revisions"}],"predecessor-version":[{"id":3108,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1556\/revisions\/3108"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media\/1563"}],"wp:attachment":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media?parent=1556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/categories?post=1556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/tags?post=1556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}