{"id":1640,"date":"2018-01-12T03:00:55","date_gmt":"2018-01-12T09:00:55","guid":{"rendered":"http:\/\/kerryaclark.com\/?p=1640"},"modified":"2018-09-05T18:24:37","modified_gmt":"2018-09-05T23:24:37","slug":"what-it-means-to-manage-your-cash","status":"publish","type":"post","link":"https:\/\/www.kerryaclark.com\/blog\/what-it-means-to-manage-your-cash\/","title":{"rendered":"What It Means To Manage Your Cash"},"content":{"rendered":"

The 5 Basic Financial Categories \u2013 Part 2<\/h2>\n

Before I came across the tool we now use [Mint<\/a>], I tried a few other solutions. \u00a0Allow me to share with you a few of my frustrations. Managing your money can be difficult and quite involved, without the help of sophisticated software programs to make it more complex. \u00a0<\/span>
\n<\/span>
\n<\/span>The Origin<\/strong>
\n<\/b>Years ago, I used a tool called Quickbooks<\/a><\/span>. \u00a0Quickbooks<\/a> is more for small businesses and at the time I had started a small business. \u00a0The problem I faced was I spent more time involved with operating and learning Quickbooks<\/a> than I did with making my own business successful. \u00a0Needless to say, I failed and so did my business. <\/span>
\n<\/span>
\n<\/span>Next I tried Quicken<\/a><\/span>, it was becoming very popular, but again it too was more involved than I had time to commit. \u00a0After Quicken<\/a>, there was Microsoft Money<\/a><\/span>\u00a0and I thought I\u2019d hit the jackpot. \u00a0Being a huge Microsoft fan at the time, I knew this would be the best solution to managing my finances. \u00a0Once again, it was a failure. \u00a0I spent more time figuring out how to get all my transactions from various accounts and places into the software. \u00a0I spent more time reconciling accounts that were already reconciled. \u00a0<\/span>
\n<\/span>
\n<\/span>There wasn\u2019t a breakthrough for me until I went back to the tool I knew best, Excel<\/a>. \u00a0I figured I could do what I needed to do using Excel<\/a>. \u00a0Since I am an Excel<\/a> ninja, this shouldn\u2019t be a huge task. \u00a0So for many years, I used Excel<\/a> and what I learned through many failures was this. \u00a0It was never the tools, but my lack of knowing what it was I needed to see. So instead of applying tools to my life for the tool\u2019s sake, I found tools that could provide exactly what I needed. \u00a0<\/span>
\n<\/span>
\n<\/span>To demonstrate let\u2019s begin with the first of the five Mint<\/a> categories.<\/span>
\n<\/span>
\n<\/span>Cash.<\/strong> \u00a0I needed a way to see what was happening with my bank accounts<\/a><\/span>\u00a0[all of them] without spending the time checking each and downloading transactions so that I could categorize our spending. \u00a0Mint does this very simply and called it \u201ccash\u201d. \u00a0No fancy terminology needed.<\/span>
\n<\/span>
\n<\/span>Mint<\/a> highlights your cash and denotes it as an asset [what you own]. \u00a0In this category lives my numerous bank accounts. \u00a0It doesn\u2019t matter how many; Mint<\/a> connects your banking institution\u2019s<\/a><\/span>\u00a0transactions from as many sources as you have. <\/span>
\n<\/span>
\n<\/span>For us, those accounts include a number of banks and credit unions. \u00a0Not only does it include the banks, but the accounts within each bank. \u00a0This allows us to track transactions for typical house spending, savings, support, giving, education, auto, the mortgage and much much more. \u00a0There would be no way today to keep track of all these moving parts if it wasn\u2019t for a tool like Mint<\/a>. \u00a0Keep in mind the goal is how we can better make our life our business. \u00a0We don\u2019t need tools to get in the way, but rather use technology to make what we do easier and more efficient.<\/span>
\n<\/span>
\n<\/span>Today is Friday!<\/span>
\n<\/span>How much attention are you giving to your own personal finances? \u00a0Do you give more time and energy to what you\u2019re asked to do on your job or are you giving your own well-being more attention? \u00a0You might not realize this, but when you care for yourself, it places you in a better position to care for others. \u00a0This is why having the right tools are so important.<\/span>
\n<\/span>
\n<\/span>Question:<\/strong> \u00a0what could having a way to see your cash in one place make possible for you? \u00a0Leave a comment.<\/strong><\/span><\/p>\n

The Family Plan Binder<\/a>\"\"<\/a> is available now!

<\/p>\nOur team has worked very hard putting it together. We designed it to help you and your family move the needle forward in making your life your business. \nFind out more about the Family plan here.<\/a><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

The 5 Basic Financial Categories \u2013 Part 2 Before I came across the tool we now use [Mint], I tried a few other solutions. \u00a0Allow me to share with you a few of my frustrations. Managing your money can be difficult and quite involved, without the help of sophisticated software programs to make it more […]<\/p>\n","protected":false},"author":2,"featured_media":1642,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,51,50],"tags":[63],"class_list":{"0":"post-1640","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-accounting","8":"category-mint","9":"category-the-5-basic-financial-categories","10":"tag-mint","11":"entry"},"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.kerryaclark.com\/blog\/wp-content\/uploads\/2018\/01\/20180112-TIF-Blog-What-It-Means-To-Manage-Your-Cash.png?fit=760%2C360&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4jb7V-qs","_links":{"self":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/comments?post=1640"}],"version-history":[{"count":4,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1640\/revisions"}],"predecessor-version":[{"id":1645,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1640\/revisions\/1645"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media\/1642"}],"wp:attachment":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media?parent=1640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/categories?post=1640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/tags?post=1640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}