{"id":1783,"date":"2018-04-06T03:00:40","date_gmt":"2018-04-06T08:00:40","guid":{"rendered":"http:\/\/kerryaclark.com\/?p=1783"},"modified":"2018-06-15T06:39:46","modified_gmt":"2018-06-15T11:39:46","slug":"rent-to-own-method","status":"publish","type":"post","link":"https:\/\/www.kerryaclark.com\/blog\/rent-to-own-method\/","title":{"rendered":"The Rent-To-Own Method to Paying Bills"},"content":{"rendered":"

The Way Bills Were Meant to Be Paid – Part 4<\/h2>\n

How can we come from behind or get this bill ahead?<\/span>
\n<\/span>
\n<\/span>We knew we wanted to stop being delinquent with our bills. \u00a0We were behind in many of them or as we like to say, the payment is crossing in the mail. \u00a0Nonetheless and in either case, it\u2019s not a good feeling month after month. So we decided to do something about it. \u00a0In normal fashion we applied a \u201cyour life is your business\u201d method. We found the solution at <\/span>Rent-A-Center<\/span><\/a>.<\/span><\/p>\n

My brother<\/span><\/a> managed a <\/span>Rent-A-Center<\/span><\/a> location and hearing how their business model worked fascinated me. \u00a0Listen to this. Say you\u2019d like to purchase a washer and dryer combination and you don\u2019t have the $1800 you need to get the front-load washer you\u2019d like. \u00a0<\/span>Rent-A-Center<\/span><\/a> offers a service where you can rent to own for only $29 a week. \u00a0So you can get the set you desire for just $29 a week. Sounds good right? \u00a0The key here is to keep the payments small and doable. <\/span><\/p>\n


\n<\/span>\"\" <\/span><\/p>\n

Here\u2019s the part most don’t think about and why this isn\u2019t a good idea. \u00a0You\u2019ll sign a contract for 130 weeks. You pay 29.99 for 130 weeks which brings your total to $3898.70. \u00a0You end up paying more than double the amount. While this works against you, this process isn\u2019t evil or bad, but ideal if you learn to use it in your favor. \u00a0Keep reading.<\/span>
\n<\/span>
\n<\/span>The Coming-from-behind Methods That Don\u2019t Work<\/strong>
\nWe tried coming from behind in two ways that just don\u2019t work.<\/span><\/p>\n

    \n
  1. Income tax return<\/strong>. <\/b>\u00a0Did you know, no matter how much you get back on your income tax return, it\u2019s never enough? \u00a0It\u2019s never enough for all you have planned because normal people overestimate what they can do with what\u2019s in their hands.<\/span><\/li>\n
  2. Company bonus or raise.<\/strong> \u00a0No matter how many raises or what that company bonus is, we find a way to spend it on something totally different than getting control of our bills. \u00a0We end up spending more than what we have in hand. In most cases we simply put a bandage on the problem if anything.<\/span><\/li>\n<\/ol>\n

    How We Got Ahead on Our Bills<\/strong>
    \nNow for what you\u2019ve been waiting on. \u00a0How we did it. <\/span><\/p>\n