{"id":1814,"date":"2018-04-27T03:00:53","date_gmt":"2018-04-27T08:00:53","guid":{"rendered":"http:\/\/kerryaclark.com\/?p=1814"},"modified":"2018-06-15T06:35:52","modified_gmt":"2018-06-15T11:35:52","slug":"choosing-your-debt-status","status":"publish","type":"post","link":"https:\/\/www.kerryaclark.com\/blog\/choosing-your-debt-status\/","title":{"rendered":"Choosing Your Debt Status"},"content":{"rendered":"<h2>Dealing With Debt &#8211; Part 1<\/h2>\n<p><span style=\"font-weight: 400;\">Should I make becoming debt-free a goal?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Debt is not an uncommon occurrence (at least not in America). \u00a0Is it even possible to live a life free of it? In order to get to and from your job, you need to purchase a car which requires debt. \u00a0To own a home, you need a mortgage which is a debt to purchase a home. You need to further your education to give yourself and your family an advantage, this requires a student loan which is debt. \u00a0Even if it\u2019s possible to live without, what do you do if it doesn\u2019t seem possible in your situation?<\/span><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1815 aligncenter\" src=\"https:\/\/i0.wp.com\/kerryaclark.com\/blog\/wp-content\/uploads\/2018\/04\/20180427-TIF-Blog-Dealing-With-Debt-Part-1.png?resize=760%2C360\" alt=\"\" width=\"760\" height=\"360\" srcset=\"https:\/\/i0.wp.com\/www.kerryaclark.com\/blog\/wp-content\/uploads\/2018\/04\/20180427-TIF-Blog-Dealing-With-Debt-Part-1.png?w=760&amp;ssl=1 760w, https:\/\/i0.wp.com\/www.kerryaclark.com\/blog\/wp-content\/uploads\/2018\/04\/20180427-TIF-Blog-Dealing-With-Debt-Part-1.png?resize=600%2C284&amp;ssl=1 600w, https:\/\/i0.wp.com\/www.kerryaclark.com\/blog\/wp-content\/uploads\/2018\/04\/20180427-TIF-Blog-Dealing-With-Debt-Part-1.png?resize=400%2C189&amp;ssl=1 400w\" sizes=\"auto, (max-width: 760px) 100vw, 760px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">In this post, I\u2019m not going to convince you that living debt-free is the right move for you or that living with debt is your answer. \u00a0In either case, you still need to tame it. Pamela and I totally understand. We\u2019ve often wondered how people live without having any debt when it seemed like the only solution for us to \u2018survive\u2019. Then we\u2019ve heard others (many we respect) mention that they\u2019ve had it all their life and don\u2019t see an end in view. \u00a0What is the right answer for you?<\/span><\/p>\n<p><strong>Choosing Your Debt<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">You may not be aware of this, but living without debt is a choice just like living with debt is a choice. \u00a0The choice in either case is yours and I want you to make up your mind what works for you in either case.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Face it everyone is not going to eliminate all their debts. \u00a0People who have the discipline and fortitude to do such are not \u201ccommon\u201d. \u00a0I\u2019ve seen people wish they were free of it and even pray for God to make them debt-free. \u00a0I\u2019ve seen people pressured to get out of debt, something they never intended on doing nor wanted to do in the 1st place. \u00a0Most (51% or better) live their entire life with some type of debt. There are people who will never spend one day on earth without some type of debt. \u00a0The point is this, you should make the choice on whether you wish to live with or without debt and once that choice is made, make your plans from that decision.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Today is Friday!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">I am in no way advocating that going into debt it the best solution or that it\u2019s okay. \u00a0It\u2019s not my intent to convince you in either direction, but I am going to try to talk you into having a plan for debt (and everything else) that works for you. \u00a0Once you make this choice then you can plan accordingly to make your life, your business the best possible.<\/span><\/p>\n<div class=\"su-note\"  style=\"border-color:#c7ced4;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#E1E8EE;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note\"  style=\"border-color:#e5e5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFFFF;border-color:#ffffff;color:#000000;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><a href=\"https:\/\/www.kerryaclark.com\/blog\/familyplan\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Family Plan Binder<\/a><a href=\"https:\/\/www.kerryaclark.com\/blog\/familyplan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-1025\" src=\"https:\/\/i0.wp.com\/kerryaclark.com\/blog\/wp-content\/uploads\/2017\/04\/Family-Plan-Cover-e1493399146525.png?resize=115%2C149\" alt=\"\" width=\"115\" height=\"149\" \/><\/a> is available now! <p><\/p>\nOur team has worked very hard putting it together. We designed it to help you and your family move the needle forward in making your life your business. \nFind out more about the Family plan <a href=\"https:\/\/www.kerryaclark.com\/blog\/familyplan\/\" target=\"_blank\" rel=\"noopener noreferrer\">here.<\/a><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Dealing With Debt &#8211; Part 1 Should I make becoming debt-free a goal? Debt is not an uncommon occurrence (at least not in America). \u00a0Is it even possible to live a life free of it? In order to get to and from your job, you need to purchase a car which requires debt. \u00a0To own [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1815,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,56],"tags":[],"class_list":{"0":"post-1814","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-accounting","8":"category-taming-debt","9":"entry"},"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.kerryaclark.com\/blog\/wp-content\/uploads\/2018\/04\/20180427-TIF-Blog-Dealing-With-Debt-Part-1.png?fit=760%2C360&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4jb7V-tg","_links":{"self":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1814","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/comments?post=1814"}],"version-history":[{"count":5,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1814\/revisions"}],"predecessor-version":[{"id":1976,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/1814\/revisions\/1976"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media\/1815"}],"wp:attachment":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media?parent=1814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/categories?post=1814"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/tags?post=1814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}