{"id":2031,"date":"2018-07-13T03:00:52","date_gmt":"2018-07-13T08:00:52","guid":{"rendered":"http:\/\/kerryaclark.com\/blog\/?p=2031"},"modified":"2018-07-23T16:13:07","modified_gmt":"2018-07-23T21:13:07","slug":"long-term-savings-for-others","status":"publish","type":"post","link":"https:\/\/www.kerryaclark.com\/blog\/long-term-savings-for-others\/","title":{"rendered":"What\u2019s Your Long Term Savings For Others?"},"content":{"rendered":"

The Art of An Investment Plan – Part 3<\/h2>\n

Do you love your family enough to provide for them even after you\u2019re gone? \u00a0Have you given any thought to how you can provide for your family after you\u2019re gone?<\/span>
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\n<\/span>Stop for a minute and forget about how this subject makes you feel.
\n<\/span>I know you don\u2019t want to talk about death, especially your own. So let\u2019s not. \u00a0Let\u2019s talk about how you can make your life one others envy and last longer than your body.<\/span>
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\n<\/span>This is a tough question which will make you think beyond yourself. \u00a0It will also expose what kind of person you really are: selfish or selfless. \u00a0Normal people don\u2019t give a thought to what happens to a person after their departure. \u00a0The uncommon however, have a way to extend their love for another beyond their death. That\u2019s what leaving an inheritance or a life insurance policy is really about. \u00a0It speaks love beyond the grave. <\/span>
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\n<\/span>Now that I\u2019m a mid-lifer, I am happy that I can share a few tips to help others to have a life well lived. \u00a0Today, you can decide whether you\u2019ll be one of the uncommon ones who have a love for family that will be shown even after death. \u00a0Let\u2019s talk about being smart about life insurance. <\/span>
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\n<\/span>\"\"Even Life Insurance Needs Diversification Like Stock Portfolios<\/b>
\n<\/b>You may have never heard this or no one has ever given this much thought until it was too late to do anything about it, but you need to diversify your long term investments that you\u2019ll leave for others. \u00a0Give yourself options. Most of us get an insurance policy and we\u2019re done for life. Did you know you can obtain multiple policies and should? Maybe you couldn\u2019t afford the one you really wanted at this season in life? It\u2019s okay to get what you can afford or wish to afford now. \u00a0You can always get another later. In fact, I believe in diversifying this. What if your only policy holder goes belly up or is a fraud? Then your loved ones are left with nothing. Pickup policies along the journey of life. You might wish to have policies for each member of your family or organizations that matter to you. \u00a0In other words, be a planner.<\/span>
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\n<\/span>Don\u2019t be too aggressive in your life insurance policy. \u00a0Hard times come to us all. There\u2019s no reason you should place all your eggs in one basket. \u00a0\u00a0\u00a0Opportunities will come at your left and right; it\u2019s okay to take advantage. Here are just a few ideas on how you can diversify simply and inexpensively:<\/span><\/p>\n