{"id":2115,"date":"2018-09-14T03:00:03","date_gmt":"2018-09-14T08:00:03","guid":{"rendered":"http:\/\/kerryaclark.com\/blog\/?p=2115"},"modified":"2018-10-03T10:55:46","modified_gmt":"2018-10-03T15:55:46","slug":"starting-point","status":"publish","type":"post","link":"https:\/\/www.kerryaclark.com\/blog\/starting-point\/","title":{"rendered":"The Starting Point of an Auto Plan"},"content":{"rendered":"

No Auto Plan Means No Auto Plans – Part 2<\/span>
\n<\/span><\/h2>\n

What can I do with the auto expenses that sporadically pop-up? \u00a0I have no way to plan for what I don\u2019t know is coming my way or can I?<\/span>
\n<\/span>
\n<\/span>The beauty of planning is that it\u2019s not an exact science. \u00a0It leaves room for you to make adjustments. Adjustments. And no starting from scratch. \u00a0If today you have no plan, that\u2019s great; I\u2019m going to help you create one even if you can\u2019t see how. \u00a0\u00a0Let\u2019s begin.<\/span>
\n<\/span>
\n<\/span>There are two areas we can begin: the one-offs and the normal patterns.<\/span>
\n<\/span>
\n<\/span>\"\"Are there major maintenance opportunities to prepare for?<\/strong>
\nWe\u2019ll first discuss the one-offs. \u00a0Ask yourself, is there any auto maintenance work that must be done this year? \u00a0If so, then your plan starts here. So if you have a $1200 auto bill coming your way, don\u2019t wait until the invoice comes at you, but rather start saving for it. \u00a0You know it\u2019ll be here before you know it and there\u2019s no escaping it. It\u2019s easier to save $100 a month than finding $1200 on short notice. Start by writing done the bill and all the options you can think of to make this bill not be such a burden. \u00a0Here\u2019s a tool that can help, the <\/span>Simple account<\/span><\/a>. \u00a0<\/span>Simple<\/span><\/a> is a bank account designed in a way to help you save towards goals and provide you with <\/span>flexibility for the unexpected<\/span><\/a>.<\/span>
\n<\/span>
\n<\/span>Here\u2019s an example of a goal I currently have right this second. \u00a0My wife will need tires this year. So, we\u2019ve decided not to wait and upset our budget and bank accounts with this large expense. \u00a0And BTW, you don\u2019t know what other emergencies might come during the exact same time you need to make the purchase. So I setup a goal in my Simple account. \u00a0I estimated how much the tires could cost and I began saving. I might not have the total amount when the time comes, but I will have a huge head start. I think you get the picture and how \u201c<\/span>simple<\/span><\/a>\u201d was that?<\/span>
\n<\/span>
\n<\/span>There are always recurring auto expenses.<\/strong>
\nNow for the normal auto expense patterns. \u00a0Besides the one-time expenses, I\u2019ve found that automobiles have recurring expenses. \u00a0They\u2019re the routine maintenance and the occasional minor repairs. That\u2019s oil changes, the occasional windshield wiper change and the numerous filters cars have these days. \u00a0You can do just like everyone else and wait to pay these without a plan, but you\u2019ll never know how the uncommon feel using their plan. A plan allows me to take the worry away, trying to figure out where I will get the money. \u00a0\u00a0<\/span>
\n<\/span>
\n<\/span>If you take a look back over the last 12 months and add up how much you spent on your auto needs, this is the best starting point. \u00a0After you have this number, which represents what you spent anyway, why not go ahead and place these funds in a separate place so that it\u2019s earmarked for your auto needs. \u00a0These recurring maintenances are coming anyway, why not go ahead and be prepared for them. Let’s conquer life and not let life conquer us. <\/span>
\n<\/span>
\n<\/span>Even if your estimate is short, you don\u2019t lose. \u00a0At least then you don\u2019t have the burden of trying to come up with the whole amount at one time. \u00a0Planning creates a win-win situation for those who do it.<\/span>
\n<\/span>
\n<\/span>Today is Friday!<\/span>
\n<\/span>Planning for what we know is going to happen has changed our life and eliminated unnecessary heartaches. \u00a0If you want to take the stress and struggles out of life become a planner. Start with your auto needs. It\u2019s your life and your life is your business.<\/span><\/p>\n

The Family Plan Binder<\/a>\"\"<\/a> is available now!

<\/p>\nOur team has worked very hard putting it together. We designed it to help you and your family move the needle forward in making your life your business. \nFind out more about the Family plan here.<\/a><\/div><\/div><\/div><\/div><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

No Auto Plan Means No Auto Plans – Part 2 What can I do with the auto expenses that sporadically pop-up? \u00a0I have no way to plan for what I don\u2019t know is coming my way or can I? The beauty of planning is that it\u2019s not an exact science. \u00a0It leaves room for you […]<\/p>\n","protected":false},"author":2,"featured_media":2141,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23],"tags":[],"class_list":{"0":"post-2115","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-facilities","8":"entry"},"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.kerryaclark.com\/blog\/wp-content\/uploads\/2018\/09\/20180914-TIF-Blog-Auto-Plan-Part-2.png?fit=760%2C360&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4jb7V-y7","_links":{"self":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/2115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/comments?post=2115"}],"version-history":[{"count":1,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/2115\/revisions"}],"predecessor-version":[{"id":2118,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/posts\/2115\/revisions\/2118"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media\/2141"}],"wp:attachment":[{"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/media?parent=2115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/categories?post=2115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kerryaclark.com\/blog\/wp-json\/wp\/v2\/tags?post=2115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}