{"id":2120,"date":"2018-09-21T03:00:18","date_gmt":"2018-09-21T08:00:18","guid":{"rendered":"http:\/\/kerryaclark.com\/blog\/?p=2120"},"modified":"2018-09-27T10:03:32","modified_gmt":"2018-09-27T15:03:32","slug":"auto-plan-now","status":"publish","type":"post","link":"https:\/\/www.kerryaclark.com\/blog\/auto-plan-now\/","title":{"rendered":"The Best Time For Your Auto Plan Is Now"},"content":{"rendered":"

No Auto Plan Means No Auto Plan – Part 3<\/span><\/h2>\n

What should you put into your own auto plan? \u00a0How will you evaluate what needs to go in your auto plan?<\/span>
\n<\/span>
\n<\/span>It\u2019s time to take the gloves off and get to work. \u00a0I think I\u2019ve been taking it too easy on you. It\u2019s time we took this message <\/span>to the extreme<\/span><\/a> just a little. \u00a0Remember, normal won\u2019t work so we need to try a new, but different approach.<\/span>
\n<\/span>
\n<\/span>\"\"When do you evaluate what\u2019s in your auto plan?<\/strong>
\nWhile most normal people are inclined to put things off until there is a defined starting point, I\u2019m not going to allow that to be your excuse for procrastinating. \u00a0Think about this, when your friends say something like they\u2019re going to start exercising or begin a new diet, why is the start date always in the future? It\u2019s either tomorrow, this weekend, or the most popular one, next week. \u00a0For my friends and family, my response is always, let\u2019s start today, right now. Why in the world are we waiting? The same is true when it comes to planning, don\u2019t put off the starting point until a later time. Let\u2019s do this thing now.<\/span>
\n<\/span>
\n<\/span>You\u2019ve heard it said that the best time to plant a tree is 20 years again and the second best time is now. \u00a0The best time to plant a tree is years before you want to see the results you desire to see from the tree and the second best time is when you had the desire in the first place and the default time must be now.<\/span><\/p>\n

My ideal execution time falls at the beginning of a year.<\/span>
\n<\/span>Planning can be done anytime, but you may not be able to execute until a later date. \u00a0That\u2019s okay, but you can never get to this point or even know until you begin putting the plan together. \u00a0\u00a0Pamela and I have a goal to execute as much of our plan as possible at the end of the year. That means we must begin the plan far in advance of New Year\u2019s day. \u00a0<\/span>
\n<\/span>
\n<\/span>Why the beginning of the year? \u00a0\u00a0It\u2019s at the beginning of the year when most people have an increase in their earnings. \u00a0If that\u2019s true, and for us it is, then we want to go into the new year with a plan for what we will do with any increase we may receive. \u00a0So we go ahead and give this unnamed money a name. You see it is harder to change the name of money that already has a name and been claimed. \u00a0<\/span>
\n<\/span>
\n<\/span>Now that you\u2019re planning and establishing some clearly defined execution dates, let\u2019s talk further about the evaluating process.<\/span>
\n<\/span>
\n<\/span>What do we evaluate?<\/strong>
\nWhat most normal people don\u2019t do is talk to themselves enough. \u00a0You need to get comfortable with talking to yourself. You need to start asking yourself questions. \u00a0If I were in your shoes (glad I\u2019m not mine are enough for me), I\u2019d ask some questions. Here are a few questions, I must ask:<\/span><\/p>\n

    \n
  1. What do we need to do regarding automobiles this year? \u00a0Does my car(s) create a problem for me that I no longer what to live with? \u00a0What can I do to improve my current auto related situations?<\/span><\/li>\n
  2. What would we like to do regarding our automobiles? \u00a0Is now the time we focus on paying off the auto loan? \u00a0Are we making the best use of the accounts used for paying the loan? \u00a0Are we behind on making payments, but <\/span>want to get ahead<\/span><\/a>?<\/span><\/li>\n<\/ol>\n

    In the evaluation process, you must start with your needs first and then your wants. \u00a0Your needs come first because they are the mandatory items. Then you can move to your wants. <\/span>
    \n<\/span>
    \n<\/span>Here are a few other ideas to help you evaluate and help you open the box to this type thinking:<\/span><\/p>\n