It’s Okay to Talk About Your Mortgage – Part 1 When I reached this topic in my outline, I asked myself what in the world could I possibly say about a mortgage. Here it is between Pamela and I, we have had three mortgages and have yet to payoff one.  Boy, it’s going to be […]

Your Credit Advantage – Part 2 Bad, Great, Not Enough, and No Credit – Part 4 Up until now, I’ve painted a pretty good picture of how against credit cards I am.  But I need to come clean, I’m not totally against credit cards; I’m against undisciplined people having them.  I’m against people who don’t […]

Your Credit Advantage – Part 1 Bad, Great, Not Enough, and No Credit Part 3 Pamela and I, using our Family Plan are determined to do our part in helping other households and families avoid these common traps in life. Then Comes the “Common” Problems One of the biggest problems we face is in having too […]

Bad, Great, Not Enough, and No Credit Part 2 If you thought our post from last week was good, you’re in for a treat this week.  We’re going into more detail on how we use the business and travel card.  The first thing you must keep in mind is that the card didn’t and shouldn’t […]

Bad, Great, Not Enough, and No Credit – Part 1 Banking is an action and not an institution!  I wish to shout this before I begin talking about credit cards.  Pamela and I, when in the worse financial shape of our lives, thought we needed a credit card to help improve our credit.  Don’t let […]