Taking The Sting Out of Saving

The Art of an Investment Plan – Part 1

What is your plan for investing your money?  Are you saving for your future?

When it comes to saving and planning for your future, there just isn’t an easy answer or method to know exactly what to do. You’ll have questions and little direction. You ask yourself questions like… how much should I save? Is having a 401k enough? Does saving include my life insurance? When should I save? Where do I begin?

To be honest, I don’t have the answers to those questions, but I do have some insight that might make you feel better about those questions.  No one can give you the exact formula you need for your life, your business, but you. You need a plan that works for you and will produce the results you so desire.

“Ants—they aren’t strong, but they store up food all summer.” – bible.com/116/pro.30.25.nlt

The Example to Follow
While the ant might not be strong and powerful, the ant is considered “wise” or uncommon.  They are unlike any other creature, for this one unique discipline they have; they store or put away food all summer.  This means they gather and work for not just today’s supply, but also tomorrows. While the season provides what they need, they are wise enough to put some away for when the season changes.  This is an example we must follow. While we have abundance, income coming in, we mustn’t eat or spend it all today, but store up some for later.

How It’s Done

The key to saving and investing is to store up.  You need to store up something from each paycheck for your future.  This must be intentionally and viewed as not an option. Regardless of what the “so called” professionals tell us, it matters not how much [at least not today], as long at you start the process.  Saving just a small amount is better than not saving anything at all. Because like me, you have a plan and with this plan, you’ll revisit your savings objectives often to make improvements. Your life is your business and you want your business to succeed, even your business of saving and investing.

Let’s do this together.  Create a method where you can save whatever amount you can.  Don’t be overly aggressive. Being too aggressive will result in you having to tap into the funds sooner than what’s needed.  However, make a small sacrifice so that you can put back an amount that you can be proud of today. Make conversation of your efforts.  This is an achievement you and your family should share in together and be proud of. Let me put it this way. You just became an uncommon human-being because the majority around you have no savings nor a plan for saving and investing.  You are now wise like the ant because you’ve begun to “store up all summer long.”

Today is Friday!
Over the next few web-posts, we will discuss two areas for saving and investing: saving your money and investing in self.  Let’s be wise like the ant and find ways we can save up while we have it to save. Saving is not for everyone; it’s what the wise, the uncommon, do.

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