On Paper We Do Have Enough – Part 3
Now that we have written down all our bills: the ones everyone lists, the missing ones, and the “I’m-not-a-bill” ones, it’s time to take the next step. It’s just not enough to have them on paper, that doesn’t change anything. So now what do we do? We need to figure out how knowing what we have to pay, can change the way we pay. But before we can do that, we need to eliminate the biggest problem we all face when paying our bills. I can hear your thoughts, what’s that; give it to me because I need to know.
Not yet, I need to give you a few tips regarding what you have on paper so far.
Tip 1 – never include what’s in arrears when you think of paying your bills.
Tip 2 – don’t try to play catch up.
Tip 3 – don’t try to get ahead.
Tip 4 – focus only on what’s normally due.
The Biggest Problem Bill Payers Face
Do you know the biggest problem bill payers face? It isn’t having enough money. It’s actually balancing your bills against payday. Have you ever considered why it is that your bills more times than not, don’t ever fall on your payday? Why is it that your bills come on various days of the month, all month long? The bills may come on the 4th, 6th, 10th, 21st, 25th, and so on. They come sporadically throughout the month, but they come all month.
However, your payday comes at most 4 times a month, if you’re lucky. Four times if you get paid every week and I don’t know very many who have it this way. Most people get paid every other week or twice a month (the 15th and last day). Then others get paid once a month, near the 1st.
This mismatch is the biggest problem and I’ve found that it’s the key to the best solution for being successful at paying bills. What if you got paid every time your bills were due? You would probably pay the bill that day. Isn’t it strange that society has it setup so that your bills and payday don’t align. It’s almost as if they want us to have problems paying. Here’s another thought, what if your bills were due on the day you get paid? Wouldn’t paying them be much easier? So the key to getting better with paying your bills is to find a way to align these two days. And yes, I have an answer for doing that.
Today is Friday!
We have uncovered the biggest problem bill payers face. The problem is what revealed the solution. You must be able to have an expense to income balance. Join me in my next post to find out how to put this solution to action in your home, your life, your business. Remember your life is your business.
Question: Let me know how many days you have where bills are due and how many days you get paid each month. Let’s compare. Leave a comment below.